How To Organise Your Mail & Bills – Get Mail Sorted Quickly

Getting on top of your mail & bills is one of the most important aspects of organisation. Being disorganised in this area can cause problems such as late penalties for unpaid bills or losing important correspondence in a sea of paper. So, how do you organise your mail & bills? In this article we are going to explore some options to help you take control of your mailbox once and for all.

 

Cut down on the amount of mail you are receiving

The first step towards any kind of organisation task is decluttering. Removing what isn’t necessary makes organising so much simpler.

Screenshot of 'Stopping paper statements' from Westpac website
Screenshot of ‘Stopping paper statements’ from Westpac website

The first and easiest solution that I’d recommend is getting a ‘No Junk Mail’ sign on your mailbox. This is going to get rid of a large amount of unimportant mailbox clutter. If you absolutely need your junk mail, just keep it separate from your important stuff.

Another way you can cut down on mailbox clutter is by going paperless. For example, I stopped getting paper statements from my bank because I can just look up my transactions online. I even save money by going paperless. Some companies may have the option of getting bills or statements emailed. Do a bit of research and see which companies have paperless options.

Pay bills as soon as you are able

The best way to keep on top of your bills and correspondence is to DO IT NOW. By dealing with it straight away, you no longer have to worry about it. File it away if it’s something important that you may need to refer to, like an insurance policy. If it’s no longer needed, shred it.

If you can’t deal with it straight away, make sure to add it to your to-do list (or Wunderlist) to deal with later (but not too late!). Be sure to put down the due date, and a reminder for when you can pay it, e.g. payday.

The hands down, easiest way to make sure you never miss a bill again – AUTOMATION. Set up your bills to be paid via automatic payment if the company allows.

Screenshot of ‘How to make an automatic payment’ from the Westpac website

Use a proper filing system

To ensure you can easily find paperwork in the future, you will need to utilise some form of filing system. The right storage solution for you is going to depend on the volume of paper. I used to use a portafile, but now I use a simple clearfile as my paperwork is minimal. If you a running a business, or have a family of course you are going to need more space than me.

File folders

Regardless of what you end up using it’s going to perform the same function.

I arrange papers into categories: 

  • Automotive
  • Banking
  • Employment
  • Insurance
  • Medical
  • Personal etc.

I’ll be going into a lot more detail about filing in a future article. But as long as your paperwork is:

A. In the same place

B. Categorised

You should be able to find what you’re looking for.

Conclusion

If you have a habit of letting your mail & bills get out of hand, I hope this article has helped steer you in the right direction and given you a few options to consider.

Thank you for taking the time to read this article, if you have any tips of your own that you’d like to add, please do.

Otherwise, enjoy the rest of your day/evening!

Dylan