How To Organise Your Wallet & Keys – Maximise Efficiency With These Simple Tips

When it comes to organising, it’s best to start small. Today I’m going to talk about organising your wallet and keys, but these tips can be applied to any everyday carry items like purses, handbags or briefcases.


Everything in your wallet should have a purpose, and a place. That means you should know what’s in your wallet, and where to find it quickly. Organising your wallet will save you time, money, and make it easier should you lose your wallet, or have it stolen.

First, take everything out of your wallet. Your wallet isn’t a rubbish bin. Get rid of anything that is obviously rubbish.

Now, have a think about what you actually use regularly.

The basics should include: Methods of payment eg. Cards and cash, a form of identification, and discount/loyalty cards that you use often.  

When it comes to cards, you know what you need. I only carry a debit card. I’ve never owned a credit card, and don’t plan to. If you carry more cards and they have a specific purpose, keep them. But if you’re trying to simplify your life, I highly recommend getting rid of most of your cards. These days, the majority of payments can be made by card, but sometimes it’s useful to carry a little cash as well.

A driver’s licence is pretty much a necessity, and doubles as identification. If you don’t have a driver’s licence, you’ll need to carry some other form of identification.

Loyalty cards can be a right pain. People end up with so many, and then can’t even find the one they need at the checkout. I have a combined fuel/groceries card and that’s it, because that’s all I regularly buy. Keep the ones you use most often. You could even look into getting an app that consolidates all your loyalty cards into one place such as Stocard.

Anything that you use occasionally, like library cards, or for a specific purpose, like a gym access card, don’t have to live in your wallet. I personally keep my gym card in my gym bag. My occasional use cards are kept together in a drawer where I can find them easily if I need them.

If you manage to get your cards down to around 5 or less, I’d highly recommend getting a phone case with card slots. I got one a few years ago, and almost never need a wallet anymore.

Phone case with card slots


The same principles should be applied to your set of keys. Every item on your keyring should be used regularly. I have a car key, a house key, a bottle opener, and a clip. The clip is used to secure my keys to a belt loop as an extra security measure. Everyone’s going to be different. Some people will need a lot of keys for work for example, but just do your best. I’m sure there’s a few keys that you don’t need to carry around everyday. 

My keys

You should store occasional use keys with your occasional use cards so you know where to find them. I keep a spare house key, spare car key and garden shed keys in a drawer. 


By taking a minimalist approach to organising your wallet and keys or any other everyday carry item, you will not only save time and money, but it’s also easier should your wallet get lost or stolen. You’ll know exactly which cards to cancel, be able to tell police exactly what your wallet contains, and if you manage to retrieve it, know exactly what was stolen. Having less personal information in your wallet helps prevent against identity theft as well.

I hope this article has shown you how easy it is to organise your everyday carry items and the benefits of taking a little time to organise your wallet and keys.